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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

In the pre-approval process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers get pre-approved for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Highland, Edwardsville, Troy and Collinsville real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you get pre-approval for your mortgage. It's our job! This is free and without obligation... 

About You
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Real Estate Tips
Home Inspections >The Good Inspector

Structural inspection contingencies are a common feature of home purchase offers. A buyer is allowed a certain period of time to have an expert look over the home, examining the structure, plumbing, wiring, roof, and appliances to give the buyer a realistic idea of what they are getting into.

How do you find the right inspector? Look for an expert on pre-purchase home inspections, not simply a renovation contractor or a friend who can tell copper from galvanized pipes. There are specialists in most cities, or you can obtain a list from a real estate agent. Ask for recommendations from friends who have recently purchased homes. Most inspectors have some background in building or engineering, and have had additional training related specifically to residences. Call several companies, and ask about the background and training of the staff, as well as their rates.

See All Tips In The "Home Inspections" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What is a VA home loan?

A 
The Office of Veterans Affairs guarantees small or no-down payment mortgage loans made by lenders to U.S. veterans.
See More Real Estate Trivia >


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The Hardas Team, REALTOR®, real estate agent and broker for Highland, Edwardsville, Troy and Collinsville, Illinois home listings, property and land for sale - NUMBER1EXPERT

The Hardas Team
Coldwell Banker Brown Realtors

2621 Plaza Drive
Highland, IL 62249
Phil Hardas: 618-789-5863
Jason Hardas: 618-670-8009
Lori Novosel: 618-301-0103
Fax : 618-654-4360
Email: CustomerCare@TheHardasTeam.com

The Hardas Team is a uniquely developed team set-up to give incredible customer service. The Hardas Team is focused not only in being your Realtor but being your one stop place for all your real estate needs. We strive for lifelong customers each and every time.

ABR CRS Equal Housing GRI MLS REALTOR ePro


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