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Real Estate Resources:

• Special Offers - Special offers for Highland, Edwardsville, Troy and Collinsville homeowners from The Hardas Team.

• Affiliates - The Hardas Team's real estate web site affiliates.

• Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

• How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

• Determine Tax Savings - Calculate how much your monthly Highland, Edwardsville, Troy and Collinsville, Illinois mortgage payments save you on your taxes because of loan interest.

• Should You Rent or Buy? - Is it better to rent a home in Illinois or buy your own Highland, Edwardsville, Troy and Collinsville house, ranch, luxury property, condominium, acreage, or other real estate?

• Adjustable Rate Mortgages - Adjustable rate Highland, Edwardsville, Troy and Collinsville mortgages information and interest rate java calculator.

• What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

• Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

• Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

• 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

• How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

• What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

• Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

• Link Partners - The Hardas Team real estate web site links to other sites about property selling and buying in this area of Highland, Edwardsville, Troy and Collinsville, Illinois

• Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.

• Ask Anything - Ask The Hardas Team anything real estate.

• NUMBER1EXPERTS - List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.

• Real Estate Tips - The Hardas Team's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

• Real Estate Trivia - The Hardas Team's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

• Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Highland, Edwardsville, Troy and Collinsville property in Illinois, including legal terms definitions, and more.

• Testimonials - Read what The Hardas Team's clients are saying about the real estate marketing and services provided.

• Go to Main Sitemap - Main sitemap sections include Find Highland, Edwardsville, Troy and Collinsville Homes, For Home Buyers, For Home Sellers, Highland, Edwardsville, Troy and Collinsville Information, Real Estate Resources, and About The Hardas Team.

 

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For Sale By Owner >For Sale By Owner The virtue of self-reliance is as American as baseball and apple pie--except if you are trying to sell your own home. Here such a "virtue" can cost you time, effort, and possibly money. Because the overwhelming majority of homes that sell are listed with a real estate agent, you will be going against significant odds if you decide to sell your own home. The experience of a real estate professional may get you a better price and help you to avoid all the "little" things that can go wrong in a real estate transaction. The desire to "save" the commission on a property is the reason most people decide not to work with a real estate agent. Prospective buyers who look for properties that are "For Sale By Owner" (FSBOs) are also wanting to avoid the commission--and to get a less-than-market-value deal. However, nothing is saved in the majority of FSBOs. Listing your home with a real estate professional can spare you the inconvenience of showing your home and save you the time you would spend talking to buyers who could not qualify for a loan. See All Tips In The "For Sale By Owner" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What home is the best example of colonial architecture in homes designed to "grow" as the family grew? A  The House of the Seven Gables in Salem, MA, that was the model for Nathaniel Hawthorne's novel of the same name. See More Real Estate Trivia >

The Hardas Team Coldwell Banker Brown Realtors 2621 Plaza Drive Highland, IL 62249 Phil Hardas: 618-789-5863 Jason Hardas: 618-670-8009 Lori Novosel: 618-301-0103 Fax : 618-654-4360 Email: CustomerCare@TheHardasTeam.com The Hardas Team is a uniquely developed team set-up to give incredible customer service. The Hardas Team is focused not only in being your Realtor but being your one stop place for all your real estate needs. We strive for lifelong customers each and every time.

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